Spend without
a trace.
Turn crypto into a card that works anywhere, no bank, no paperwork, no one keeping score. Shadow moves quietly so you don't have to.
For people who value their privacy.
Four things Shadow counts as mandatory, regardless of what the rest of the industry does.
Full discretion
Your identity stays yours. No KYC dragnet, no data resale, no paper trail left behind.
Segregated reserves
Funds held apart from operating capital, always redeemable, never touched by anyone but you.
Borderless by default
Works anywhere Visa is accepted, in whatever country you happen to be in.
Instant top-ups
Send crypto, spend it in minutes. No settlement lag, no waiting on a bank's clock.
Three simple steps
From wallet to checkout in the time it takes most banks to answer the phone.
Order your card
Virtual issues instantly. Physical ships in 5–7 days, unmarked, to wherever you are.
Fund it in crypto
Send BTC, ETH, or USDT to your permanent deposit address. Top up your card with your desired amount.
Spend anywhere
Tap in stores, pay online, or add it to Google Pay. Works exactly like the plastic in your other wallet.
Pick your card.
All cards have the same privacy and limits. The only difference is whether you have it in your wallet or on your phone.
Digital only
Shadow Virtual
Full Privacy
Top-Up Fee 2%
Issued in seconds. Lives in your wallet app, valid for three years.
Physical + digital
Shadow Basic
Basic KYC
Top-Up Fee 2%
A real card, delivered discreetly. Valid for four years, ATM-ready from day one.
Physical + digital
Shadow VIP
Full Privacy
Top-Up Fee 2%
A real card, delivered discreetly. Valid for four years, ATM-ready from day one.
"Unlike most of the industry, Shadow doesn't hide its fees in the fine print. Set top-up fee of 2%. Every conversion carries one FX fee of 1.5% and one transaction fee depending on the type of card — Virtual $0.30 plus 1.5%, Physical $0.10 plus 1.5%."
Transparent pricingA fair price to pay for absolute privacy.
Questions people actually ask.
Getting started
Do I need to verify my identity?
Shadow Basic requires minimal KYC. Shadow Virtual and Shadow VIP require no KYC.
Where is Shadow available?
Worldwide, although there are some restrictions as seen below.
| Country | Virtual | Physical |
|---|---|---|
| Afghanistan | No | No |
| Belarus | No | No |
| Central African Republic (the) | No | No |
| China | No | No |
| Cuba | No | No |
| Democratic Republic of the Congo | No | No |
| Guinea-Bissau | — | No |
| Haiti | — | No |
| Iran (Islamic Republic of) | No | No |
| Iraq | No | No |
| Lebanon | No | No |
| Libya | No | No |
| Mali | No | No |
| Myanmar | No | No |
| Nicaragua | No | — |
| North Korea | No | No |
| Russian Federation (Russia) | No | No |
| Somalia | No | No |
| South Sudan | No | No |
| Sudan (the) | No | No |
| Syrian Arab Republic | No | No |
| Ukraine | No | No |
| Venezuela (Bolivarian Republic of) | No | No |
| Yemen | No | No |
| Zimbabwe | No | No |
Cards & ordering
How fast will my card arrive?
Virtual is instant. Physical ships in 5–7 business days in unmarked packaging, tracked door to door.
Anyone ordering a physical card in the UK should usually receive it within 3 working days.
Can I hold more than one card?
Yes. Most members run a virtual card for daily spend and up to 5 physical cards, all topped up separately. Multiple cards are perfect for setting family members' card budgets.
Payments
What can I top up with?
USDT and USDC on the ETH, BSC and TRON networks. You can send a wide variety of crypto coins to your permanent address and use the swap function to acquire the correct coins to top up your card.
Are there fees I won't see coming?
No. One top-up fee, one FX fee, one transaction fee, all shown before you confirm. Nothing added later.